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HOME PURCHASE
When it comes to purchasing a home there are many options available depending on your down payment amount, type of property and location. VA (Veteran Loans) and USDA (Location Based Loans) programs are available with $0 down payment. FHAprograms requires only 3.5% down payment and traditional mortgages are available with as little as 5%-20% down payment.
HOME PURCHASE
When it comes to purchasing a home there are many options available depending on your down payment amount, type of property and location. VA (Veteran Loans) and USDA (Location Based Loans) programs are available with $0 down payment. FHAprograms requires only 3.5% down payment and traditional mortgages are available with as little as 5%-20% down payment.
OUR EXPERTISE
Pride Rock Mortgage, LLC.'s expertise lies in its ability to match buyers with the program which best meets their individual needs. Below are just some highlights of the most popular programs for each type of situation. For more specific information and to find out what your best option could be, please contact us directly for a free consultation.
HOME PURCHASE
When it comes to purchasing a home there are many options available depending on your down payment amount, type of property and location. VA (Veteran Loans) and USDA (Location Based Loans) programs are available with $0 down payment. FHA programs requires only 3.5% down payment and traditional mortgages are available with as little as 3%-20% down payment.
HOME REFINANCE
With interest rates hovering near all-time lows, it's a great time to drop that high rate mortgage and take advantage of today’s low interest rates. Whether you're looking to take cash out of your existing home, refinance out of your Adjustable Rate Mortgage (ARM), or simply to take advantage of lower rates, Pride Rock Mortgage, LLC. is here to help. With access to many no closing costs programs, it’s never been easier to take control of your mortgage and gain some financial independence.
CONDO PURCHASE
If you are thinking of purchasing a condominium, the most important part of the process is to choose the correct mortgage program. Contrary to Popular belief, many condominiums do not qualify for an FHA purchase, which is the most commonly selected mortgage pre-qualification program for buyers. In many cases, purchasing a condominium does require a special mortgage which depends on the many property related factors and your available down payment amount.
FIRST TIME HOME BUYER
As a first time home buyer you may think you are limited to only one option when it comes to getting your first mortgage. However, that is not the case at all! Depending on your credit history, income level and the type of property you are looking to purchase, you may qualify for a number of programs with great low rates. While the low down payment FHA, VA and USDA programs are the most popular, Pride Rock Mortgage, LLC. does offer other programs to fit almost every situation.
REVERSE MORTGAGES
When facing retirement and looking forward to enjoying life, many people are faced with the hard decision of whether or not to sell their home just to use the equity they have accrued. With a reverse mortgage, you get to keep the ownership of and keep living in the home you love. However, instead of paying a mortgage each month, the bank will pay you! Reverse Mortgages are very closely regulated and very easy to understand, however they are best explained in person..
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